Although the insurance adjuster may be correct in telling you that he/she can tell you where to treat, he/she cannot keep you from having a second opinion. In the State of North Carolina if you are directed to treat with a particular physician and that physician subsequently releases you after…
What is considered a disability? DIB: Physical or Mental Impairment that last 12 months or more that prevents you from working a full-time job. SSI: Same as DIB. Read More: What Conditions Automatically Qualify You for Disability? Credit Requirements DIB: Must have paid in enough taxes in to Social Security…
When filing for Social Security disability you must be detailed when explaining your pains and limitations. For this to be a credible part of your claim, you must be able to let doctors know exactly what you can and cannot do in full detail. Following are two examples of explanations…
Social Security claimants who abuse illegal drugs and alcohol risk losing their entitlement to benefits. Social Security laws can prevent you from receiving disability benefits if your alcohol or drug use is a major factor causing your disability. You may have heard of people receiving disability benefits for alcohol use…
Your credibility as a medical patient and as a witness can make or break your Social Security disability claim. Your credibility is built upon many things including your age, education, work history, medical history, criminal history, family history and many other variables. However a cornerstone of credibility, particularly in the…
Waiting too Long to Apply Once you, through consultation with your doctor(s), have determined that you may be unable to work for a period of 12 months or more, you should file for benefits immediately. You could risk losing benefits to which you are legally entitled by waiting longer than…
Immediately after an accident, shock and confusion can make anyone forget to use their common sense. But there are certain steps you absolutely must take, beginning the instant after the accident. If you miss that opportunity, you will never have a chance to completely correct your mistake. Remember, even though…
In the State of North Carolina there are certain time limitations which govern when an injured employee can pursue a workers’ compensation claim. In order to be clear, I am not speaking of notice to your employer of the accident as previously mentioned. These are two separate concepts. I am…
Myth #1: My employer will file all necessary forms to protect my claim. The employer is required to file a Form 19 report of injury to the Industrial Commission. This form does not protect your claim. You must file notice to the employer and a Form 18 with the Industrial…
The term “mass torts” simply means that there was an act of negligence on the part of an individual or company that resulted in many people being injured or causing death. Examples would include companies that neglect the fact that their workers are being exposed to asbestos, pharmaceuticals that are…
