After a car accident in North Carolina, one of the most critical documents you’ll receive is the North Carolina Crash Report Form, also known as DMV-349. This two-page report, often referred to as the NC police report, plays a key role in documenting the accident scene, including the crash location,…
Many motorists have installed dashcams in their vehicles, and some cars today even come with factory-installed external cameras. As a result, when these vehicles are involved in collisions or approach a crash, their cameras may capture critical footage that can help show what happened in the accident and identify the…
People let friends borrow their cars all the time. Unfortunately, this friendly gesture can have liability implications in a car accident. Since car insurance in North Carolina covers specific vehicles, the auto insurance of the vehicle owner will likely have liability if someone borrowed the car and caused an accident….
The moments after a North Carolina car accident are chaotic and stressful. You might be dealing with painful injuries or wondering how you’ll pay for your vehicle repairs and medical expenses. There’s one question looming above all others in your mind: What do I do now? First, take a deep…
Distracted driving is a serious issue in North Carolina. In just a single recent year, it contributed to almost 48,000 crashes statewide – or about 17 percent of all North Carolina car accidents. These collisions resulted in over 130 deaths, leaving many families dealing with the heartbreak of losing a…
In one recent year, the North Carolina Department of Motor Vehicles (DMV) reported that more than 284,000 traffic accidents occurred statewide. These collisions impacted hundreds of thousands of lives, causing injuries, emotional distress, and financial difficulties that placed heavy burdens on many. Insurance companies are meant to play a significant…
When discussing car insurance, you may hear the term “full coverage.” After a car accident, for example, you may be asked whether you have full coverage. North Carolina requires vehicle owners to maintain an established minimum amount of liability insurance. If you have that plus collision insurance and comprehensive coverage,…
State law in North Carolina says to report a car accident if it has caused personal injury, death, or property damage. Police officers or Highway Patrol troopers who respond to your call are to complete and file an accident report, which is forwarded to the North Carolina Division of Motor…
State car insurance laws operate as either an at-fault system or a no-fault system, depending on the state. North Carolina has an at-fault auto insurance system. In an at-fault state, a driver who causes a car accident is financially responsible for the losses caused. Drivers and passengers who are injured…
A traffic accident can happen at any time. If you suffered injuries in a crash during work hours, you may wonder who will pay for your medical bills or other losses. Workers’ compensation may apply after a work-related car accident in North Carolina, but you could run into challenges from…
