North Carolina workers’ compensation cases involve complex rules and legal terms. One term you may have heard is “maximum medical improvement,” or MMI. But what is MMI in workers’ comp?
Simply put, MMI is the term for when your doctor decides further treatment for a work-related injury won’t significantly improve your long-term condition. This designation has a substantial effect on your workers’ comp claim. It’s crucial to understand this concept and your legal options if a doctor says you’ve reached MMI.
What’s MMI in Workers’ Comp Cases?
Reaching MMI means your doctor believes your condition has healed as much as it will – even if you’re not 100 percent healed. You might still have pain or limitations. However, at this point, additional medical treatment is unlikely to make a significant difference in your prognosis. Reaching MMI doesn’t necessarily mean you’re fully recovered. It just means your recovery has plateaued.
Once you reach maximum medical improvement, your doctor will evaluate whether you’ve suffered any lasting damage, like a permanent impairment or loss of function in a body part. This is when you may receive a disability rating, which can affect your future benefits.
This is a turning point in the claims process for many injured workers. Your weekly checks may stop or change, and decisions about a settlement or long-term compensation may come next. It’s a good time to speak with an experienced workers’ comp attorney who can help you understand your options and protect your rights.
How Is MMI Determined in North Carolina?
In North Carolina, only an authorized treating physician can determine when you’ve reached MMI. Your doctor bases this decision on your recovery progress and whether further medical treatment will improve your condition. Doctors use several tools and criteria to make this determination, including:
- Ongoing medical exams – Your doctor will track your healing through regular checkups to see how your injury responds to treatment over time.
- Diagnostic imaging – Tests like X-rays, MRIs, or CT scans may help show whether bones, muscles, or nerves have healed or reached a stable condition.
- Range of motion and strength testing – These physical exams assess how well you can move and use the injured body part compared to before the accident.
- Pain and symptom reports – Your doctor will consider whether you’re still experiencing pain, swelling, stiffness, or other symptoms – and whether they’re improving or have leveled off.
- Treatment history and response – If you’ve tried surgery, physical therapy, or medication without seeing further progress, your doctor may conclude that more treatments won’t help your injury.
It’s vital to know that doctors don’t take this step lightly. Once your doctor declares you’ve reached MMI, your workers’ comp case may move toward a disability rating or settlement.
How Does MMI Affect Your Workers’ Compensation Benefits?
Reaching MMI signals a shift in your workers’ compensation case. Until now, you may have been receiving temporary disability benefits to replace your lost wages while you couldn’t work. Once you reach MMI, those wage replacement benefits may stop – especially if your doctor believes you can return to work in some capacity.
However, MMI doesn’t mean your case is over. It often leads to the next phase of benefits. The next step is for your doctor to evaluate whether you’ve lost function in any part of your body and assign an impairment rating. This rating determines whether you qualify for long-term benefits.
North Carolina workers’ comp provides a set number of weeks of permanent partial disability (PPD) benefits for different injuries – such as an injury to your hand, arm, leg, or back. The higher your impairment rating, the longer you may receive benefits. In severe cases, you may even be entitled to permanent total disability (PTD) benefits for life.
Reaching MMI also opens the door to settlement discussions with your employer. They may offer you a lump-sum payment to close out your case, which can seem appealing. However, it’s essential to understand what rights you may be giving up by accepting a settlement. A workers’ compensation attorney can help you review any impairment ratings, challenge them if needed, and evaluate settlement offers to make sure your employer treats you fairly.
Options for Workers After Reaching MMI in North Carolina
After your doctor says you’ve reached MMI, you still have critical legal options. If you believe your condition hasn’t fully stabilized or your doctor’s evaluation is incorrect, you can seek a second opinion or challenge the MMI determination.
You may also qualify for permanent disability benefits if your injury caused lasting damage that affects your ability to work. Talk to a lawyer right away to better understand your situation and your best path forward.
Contact Hardison & Cochran for Help with Your Workers’ Compensation Claim
Many injured North Carolina workers don’t get the help they need because they receive a mistaken MMI designation from their doctors. Hardison & Cochran can investigate your situation to see if you’ve genuinely reached MMI and, if so, advocate for the maximum possible benefits to assist your recovery. We have over 40 years of experience, and our results include many noteworthy workers’ comp claims. In one case, we recovered over $6 million for a delivery driver who suffered paralyzing injuries after his cargo fell on him.
We’re also proud of our client reviews. Here’s what one client had to say about their experience with our firm:
“Hardison and Cochran provided exceptional, personalized service throughout my entire experience. From the very beginning, they demonstrated genuine care for both my recovery and overall well-being. What truly set them apart was their commitment to my case—they even took the time to visit me at home after my accident, which made a significant difference during my recovery. Their dedication and professionalism have earned my complete trust, and I will confidently rely on them for any future legal matters. I highly recommend their services for Workers’ Compensation and beyond.” – Bri Finez
Don’t accept your doctor’s or employer’s opinion of your situation and injuries without talking to a lawyer first. You might leave money on the table that could aid your recovery. Call Hardison & Cochran or contact us online today for a free consultation to learn more about MMI and workers’ compensation.
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