If you or your loved one suffered injuries in a car accident, you likely have concerns about how to protect your rights and financial future. A negligent driver or another at-fault party may owe you compensation, but getting the money you need can be challenging, especially when your injuries are consuming your attention.
You may be asking yourself, is it worth getting an attorney for a car accident? The answer is almost certainly yes if you sustained significant injuries and another driver was at fault. Working with a car accident lawyer after a collision can bring clarity to an often confusing and stressful situation. Furthermore, an auto accident attorney can use their legal knowledge and resources to investigate the accident, gather valuable evidence, and build a strong claim for compensation. While a personal injury lawyer works on your behalf, you can focus on your health and getting your life back on track.
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Four Challenges You May Face After a Car Accident
The aftermath of a car accident can be overwhelming. Serious injuries can affect nearly every area of your life, from your ability to work to your daily activities. Here are some of the challenges you may be facing:
1. Medical bills and future medical expenses
Your recovery from your injuries should be your top priority after a collision. But even with health insurance, out-of-pocket medical expenses can add up. If your injuries are serious, you may need ongoing treatment and have future medical expenses. If your injuries prevent you from working or limit the type of work you can do, you may experience financial stress as the bills accumulate.
2. Navigating insurance claims and complex paperwork
The last thing you need to deal with on top of a serious injury are insurance adjusters and the bureaucracies of big insurance companies. Insurance adjuster demands, paperwork, and filing deadlines can complicate the insurance claims process. A knowledgeable car accident attorney can handle your insurance claim so you can spend your energy on your health and your family.
3. Dealing with lost income due to missed work
An injury can limit your ability to work, now and in the future, resulting in a loss of income. A permanent or disabling injury may prevent you from returning to your previous job or working again.
4. Potential long-term physical and emotional effects
Serious injuries exact more than a physical toll. Severe and catastrophic injury victims may also experience emotional suffering, mental anguish, loss of enjoyment, and reduced quality of life, all of which are compensable. If you have suffered physical pain or emotional anguish due to another driver’s negligence, you may have a right to demand fair compensation.
How a North Carolina Lawyer Can Shoulder These Burdens?
Wondering how lawyers help with car accidents? A personal injury attorney can guide you through the legal process and negotiate with the insurance companies on your behalf. A knowledgeable lawyer can provide:
Legal Guidance
An auto accident attorney can help you navigate the insurance claim process and inform you of your rights according to North Carolina’s personal injury law. A knowledgeable attorney can evaluate the insurance coverage available to pay your injury claim. A lawyer can prevent you from missing important insurance deadlines or running up against North Carolina’s statute of limitations that restricts the amount of time you have to file a personal injury lawsuit after an auto accident to three years.
Investigative Support
To recover compensation after a car accident, you must prove another party’s negligence caused the car crash and your resulting injuries and related losses. Negligence encompasses a wide range of careless behaviors, including speeding, drinking and driving, distracted driving, and disobeying traffic laws.
A personal injury attorney can do the legwork to obtain evidence and construct a solid claim on your behalf. A lawyer can:
- Get copies of the police report and your medical records
- Locate and interview eyewitness
- Gather evidence from the accident scene
Track down available surveillance, cell phone, traffic camera, or dashcam footage of the collision.
- Photograph your injuries
- Hire and consult with crash reconstructionists, medical professionals, and other case experts when needed
- Prove your financial losses using bills, invoices, pay stubs, and receipts
- Obtain estimates regarding your future accident-related medical treatment and expenses
Negotiation Power
An experienced personal injury attorney can aggressively negotiate with the insurance company on your behalf. A lawyer will pursue an insurance settlement, providing maximum compensation while protecting you from insurance company pressure tactics. If the insurance company representing the at-fault driver refuses to agree a fair settlement of your car accident claim, an attorney has the legal know-how to take your case to civil court.
In addition, a lawyer may be able to get healthcare providers to halt debt collection efforts until your personal injury claim is resolved. An attorney can help you recoup costs for rental car fees, medical travel expenses, and medically necessary home and vehicle modifications.
Financial Compensation After A Car Accident
Our auto accident attorneys at Hardison & Cochran understand that no amount of money can make up for the devastating injuries a car accident can cause. However, a fair settlement can provide financial stability and the peace of mind that comes from securing justice.
When you work with an experienced personal injury lawyer, you can rest assured that your case is in good hands. You can concentrate on healing, knowing that your car accident attorney is fighting for full compensation for your accident expenses and losses, including the following:
- Medical expenses,
- Lost wages,
- Lost future earnings and lost earning capacity,
- Physical pain,
- Mental and emotional suffering,
- Household services,
- Vehicle repair or replacement costs,
- And more.
In addition, an auto accident lawyer can look out for your long-term interests by demanding compensation for your future medical expenses and lost quality of life.
When to Seek Legal Help?
If you have been hurt in a car accident caused by another motorist, you should speak with an experienced personal injury lawyer about your legal options for seeking fair compensation. Having legal representation shows the insurance companies that you mean business. An attorney can do the work it takes to build your persuasive claim. A lawyer can act as your advocate and ally and fight for a full and fair settlement or verdict.
Contact Hardison & Cochran Today for A Free Consultation
Contact the car accident lawyers at Hardison & Cochran today for a free consultation. Learn more about your legal rights and how our law firm can help with a car accident case in North Carolina. Our legal team can answer your questions about personal injury cases and tell you about your options for pursuing personal injury compensation.
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