Reasons to Reject an Insurance Settlement Offer

Should I Reject the First Settlement Offer?

Insurance companies often start low. Here's why you might say "no".

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It Doesn't Cover Your Losses

If the offer won't make you whole – medical bills, lost wages, etc. – then it's not enough.

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Think About the Future

Will the settlement cover ongoing treatment or lost income potential down the road?

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You Weren't Fully Healed Yet

Don't rush into a settlement if you're still injured – you can't reopen it later for new costs.

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Did They Get the Story Right?

If the insurer places most of the blame on you, their offer will be low. Fight it if you disagree.

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An Attorney Knows Your Case's True Value

Don't fight the insurance company alone. An attorney can assess your offer and negotiate powerfully.

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