While riding my motorcycle a couple of weeks ago, I was hit by a guy running a red light. His insurance company sent a form for me to sign giving them access to all of my medical records. Is this normal? Why do they need records related to the traffic accident? Their agreement said they needed all of them to see if there were any pre-existing conditions?
It is normal for insurance companies to send medical authorizations to injured parties in order to obtain your medical records. If you are making a claim for bodily injuries you will have to provide the insurance company with your medical records for their evaluation. You do not have to sign the authorization and can either hire an attorney to handle your case or obtain the medical records yourself. The adjuster may ask for your prior medical history and may obtain that information once a lawsuit is filed, but is best to contact an attorney before sending any prior medical information to the insurance company.
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